How coffee is burning into your retirement savings

On the rare occasion that I learn a friend doesn’t drink coffee I usually assume there’s something terribly wrong with them...or that they must have been picked on by baristas in their childhood. But maybe they're doing it right after all! How much more could they save in retirement by avoiding a coffee habit? It might be more than you think.

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Why is free stuff free? Because we are programmed to want it.

Within the personal finance/financial independence community, we all love free things. What better way to advance our financial goals than to get something for nothing! But have you ever thought about the power of marketers using "free" to get people to buy more than they otherwise would have? I guarantee it has happened to you.

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This is why a gym membership is worth the cost—if you use it

Just about everyone wants to make a commitment to improving their health. Year after year eating better and exercising more are two of the nation's top New Year’s resolutions. But of course, millions of Americans sign up for a gym membership that they ultimately never use.

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Update: Can you save $2,000 in taxes next year?

Updated for the finalized tax bill!

I know, I know. taxes are probably the last thing you want to talk about. I can't really disagree with you. Unfortunately, taxes are something you will need to worry about for the rest of your life. So on that depressing note, let's learn something that will be useful to you year after year.

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